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10 Ways to save Money

10. Read websites that have timely tips and coupons for saving money like

9. Shop for food after planning a menu. You should not go into a store without a strong idea of what you will be buying while in there. (Never go into the grocery when you are hungry) Make a plan of what you’ll buy before you go, then stick to it. Don’t put anything in the cart that’s not on the list, no matter how tempting, and you’ll come out of the store saving a bundle.

8. Cut-Coupons and use circulars. You will save a lot by implementing tips 9 and 8.
I have seen our weekly grocery bill cut almost in half.

7. Drive conservatively - Change your driving style by driving a little slower and avoiding rabbit starts. You will see a marked improvement in fuel consumption. In doing this and some coasting on the declines I have been able to stretch a tank a gas to last the week where I used to have to fill up almost 2 times in a week

6. Commute to work by Bike, carpool, or work from home 1 day a week. Save gas, do something good for the environment and yourself either Physically or socially. Google maps now has an option for Directions to set to walk this should provide a bike friendly route to your destination.

5. Cutout Extras or make them a special treat and not a daily indulgence. A specialty coffee can cost close to $5.00 that can quickly add up.

4. Brown bag your lunch - Pack you lunch and you will save money especially if you pack leftovers, not to mention you will probably eat healthier since you will have more control over what is available.

3. Get your books,DVD's, and CD's from the library. Free is better Our local Library has a great selection and the trip has become one of our weekly outings that we look forward to.

2. Take advantage of employer 401(k) matches. If your employer matches 401(k) contributions, do everything you can to take full advantage of that match. Use flexible spending accounts. FSAs allow you to pay certain medical, dental and child care expenses using pre-tax dollars. If your not taking advantage of these accounts, you’re wasting money.

1. Donate to charity - Either Time or Money (Not necessarily a money saving tip) It is always good to recognize that somewhere, somebody is not as well off as you are. Perspective is everything and many charitable donations are tax deductible. So Donate it is good for the world around you and your Karma.
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